117 Episode 26. Black Label Union (4)
Bob, who felt it terribly, said, pounding his stuffy chest.
“It’s all in vain. It’s all in vain.”
“No, so. Were you doing this without even doing business?”
Bob raised his voice.
“Now the store business catches my eye! The guy who used to work for me has now become a super rich man!”
“No, it’s okay if it’s like this. You have to do business.”
“It’s all in vain. That’s how I got 200 talents. But the guy who used to work for me became richer than me with just 20 talents. Would it be worthwhile to work?”
“Heh heh, this guy.”
During the conversation, Bell had a question.
It was the amount invested by Sam, who was a shoe shiner.
“But it’s kind of weird. No, the trade ship investment was only 20 talents? As far as I know, I remember it being thousands of talents.”
Then Bob came forward and answered the question.
“It was. I knew that too.”
“Yeah, that’s right. Otherwise, I would have invested. Everyone knew that investing in trading ships is a high-return.”
“But it seems that method has changed a lot in the past few years.”
“Has the method changed?”
“It has changed. In the past, only the really wealthy could invest in trading ships, but since this is such a gamble, even the rich don’t want to take on the responsibility.”
“It is not. Then, if the invested ship is stranded or the captain runs away, that’s the end of it, isn’t it? Of course, there will be no return on investment.”
“So I lowered my investment to take on that responsibility.”
“Did you lower your investment?”
“Uh, you lowered your investment.”
“Then how do you make a boat? It’s not even worth a penny or two.”
“So, I changed from the way I used to invest alone to the way I invested together.”
“Oh, did you change the way you invest together?”
“Yeah, so that’s how you share responsibility, right?”
“It is not.”
“So that’s how it changed. That’s why it seems like a few years ago, I received an investment from this person to that person.”
“Did Shoe Shine Sam put it in?”
“Yeah, is that so?”
“No, but I thought that only people with a lot of money would go into that investment? I thought clumsy people wouldn’t fit in.”
Before answering, Bob let out a long sigh.
“after… … After that change, the relationship seems to have disappeared no matter how much you invest. It is said that the profit is shared as much as the investment is made. What kind of certificate did I hear from you?”
“Yeah, it looks like they give you a certificate for the amount you invested. People say this is stock.”
“Oh, I think I heard that somewhere.”
“Anyway, that’s why Sam, who thought he would polish shoes for the rest of his life, became a hit. Oh yeah… … life.”
Bob took a deep breath as the ground turned off.
Then Bell, who had not seen it, raised a voice.
“Hey, don’t stay like that. Why don’t you try investing too?”
“Yeah, he said he got rich by doing that too? Then what else can you do?”
At those words, Bob shook his head.
“Ah, though. I know one or two people who ruined all their fortunes while doing that.”
High risk, high return.
For them, trading ships was just that.
“While doing that, Lu, who used to run a general store, ran away at night. Are you saying you don’t know that?”
“Then what are you going to do? If you don’t invest in ships anyway, you won’t be able to make any money. Are you going to keep sighing like that?”
Instead of answering, Bob just sighed.
Then, suddenly, I got up from my seat and stood up.
“Yeah, I think you are right. Wasn’t that nosebleeder also a jackpot with only 20 talents? Then, if I invest about 20 talents, can’t I win a jackpot? Even a small investment is possible anyway. There is nothing I cannot do.”
Seeing such a meal, Bell thought to himself.
‘Then throw away all the money you’ve collected, man. While talking about Lou with his own mouth, he said that again. They seem to know where 20 talents is the name of a dog house.’
Bob couldn’t understand Bell’s thoughts.
I was only immersed in the illusion of one hundred thousand gold.
“You can live like this! There’s no way I can’t be like Sam. Today I! I’m going to make a turning point in my life.”
After shouting, Bob closed the shop door and headed straight to Banco where Rockefeller is.
Bell watched the food from behind and just bit his tongue.
‘What can I do to ruin it? If the investment in ships was so light, everyone would be rich.’
After a while.
Bob came to the Rockefeller shop and tried to retrieve the gold coin he had left a while ago.
Then Rockefeller asked why.
“If you subtract the money now, the interest period is not yet full, so it is difficult to pay normal interest. Are you still looking for money?”
“I think so. It’s such a snot, but what a great deal if you get one interest. Come on, give me my money back.”
“It’s no big deal to get your money back. May I ask where you are going to use it?”
“I plan to invest in a trading ship. I heard that you should buy the stock.”
“Oh, you’re thinking of investing in a trading ship. I heard that when it hits the jackpot, it gets really big.”
Rockefeller, who had a hidden smile, continued.
“So, how long are you planning to visit?”
“Hmm… … I think 60 talents will be fine… … .”
Shoe Shine Sam hit the jackpot with 20 talents that attracted souls at the time.
Of course, investing now doesn’t make you like Sam, but if you invest a little more than Sam, you’ll have some fun.
‘If you invest 20 talents in three places, at least one will come back. Then it’s at least 4 times the profit, so it’s a profit anyway. As long as you succeed.’
Then I changed my mind again.
‘No. If that’s the case, I’d rather… … .’
Because human greed has no end.
‘I’m just going to live my life. He risked his life too, is there anything I can’t say?’
“Just give me back all 200 talents.”
When Bob returned all the goblin dollars worth 200 talents to Rockefeller, Rockefeller confirmed it and returned the 200 talents to him.
And then he said this.
“You are a very brave man. If you want a bigger investment, you can come and talk to me at any time.”
“What do you mean? It’s a bigger investment.”
Rockefeller continued with a nice smile.
“I was talking about loans.”
“loan? That’s a lot of interest. I know it is 6 percent per month.”
“no. We are five percent.”
“Yeah, shouldn’t it be that low to compete with the banco vendors in Lanstad?”
“It is, but… … .”
“Of course, 5 percent is not a low interest rate. But we don’t care what you do or invest with that money. It’s okay because we only get interest.”
“That’s what it sounds like.”
“And this is purely my opinion.”
From now on, it was the whispers of the devil.
“If you really want to hit the jackpot, I don’t think it would be a bad idea to get a loan and make it big.”
At that dangerous word, Bob tilted his head.
‘They said that they weren’t the only ones who became X while touching it.’
“Then if you fail, you will become a real X, don’t you?”
Rockefeller did not deny it.
“In the first place, ship investment is a gamble. The risk is so great that it changes from unlimited liability to limited liability. But the fruit is not sweet enough to enjoy the heavenly feeling. That would be it. The greater the risk, the greater the return.”
“haha… … .”
“I know that the waiting time for the invested vessel to return is usually at least six months to two years at most.”
The whispers that followed seemed quite sweet.
“I don’t know how to invest. If you hold on with the intention of paying only interest for 6 months to 2 years and return, you will have at least 4 times the amount left over, so I don’t think it’s a bad idea to invest like that.”
Bob, who thought that Rockefeller’s whisper wouldn’t be bad if he was going to hit the jackpot, showed a little conflict.
Then, Bell, the owner of the clothing store, who was watching this from the side, made a fuss.
“No, this man. Are you going to get a loan now? Aren’t you crazy right now?”
“Stay still, man! do you get a loan? I get it.”
“No, it’s not like this. Even 200 talents is already a huge amount. That’s the amount of money you’ve saved in your lifetime, and you’re getting a loan?”
Rockefeller, who was watching, threw these words out for a proper push.
“If this investment fails, you will have to bear with it to some extent. We are not responsible for the investment.”
Then Bob came out.
“I know that! No, you think I’m not an idiot and don’t even know how to pull a loan? Don’t worry.”
Bell thought Bob was really crazy.
“Really this man! It’s a big deal! Even if you lose all your money, it’s not as good as a loan! Then, like Lou, you want to run away at night?”
Hearing this, Rockefeller intervened again.
“Based on our wealth, we are only lending as much as we can afford. So don’t think we’re lending you too much money. We borrow only in moderation.”
Rockefeller spoke as if emphasizing the word ‘moderately’, and from Bob’s point of view, the word stuck in his head.
‘Yeah, it’s borrowing moderately from over there. What if something really goes wrong and I run away?’
“Then how much can you crave?”
Rockefeller only recommends a loan, but in the end it was the borrower who made the decision.
‘You got caught.’
“Before that, you need to know all the details of your property. Is the nearby store renting? Or do you have it in your own name?”
Bob said bluntly.
“That is my store. Even if I don’t have anything, I have a house and a shop.”
“First of all, I want to check all the registration certificates for the house and the store. Also, it is difficult to get a loan right now, as we need to find out the market price around it, and it will be possible in a few days.”
“I know the price very well.”
“Haha, I’m sorry. Real estate prices are something we have to check ourselves. And the loan amount will be set at a price lower than the market price. We don’t want to take risks either.”
“Okay. I didn’t borrow it right away. I’m just going to find out, so wait a minute.”
After speaking, Bob went out of the store with Bell, who stopped him.
Rockefeller smiled at the two of them, and Ricardo, who was watching from the side, spoke up.
“Investment in trade ships is not certain, but it is too optimistic. If I fail like that, I don’t think I’ll be able to handle it… … .”
Rockefeller also spoke up.
“Still, if you diversify your investments in multiples, the return is so high, I don’t think it’s a loss in my opinion. Even if only one of them comes back safely, it’s not bad… … Well, I can’t say for sure.”
“If it succeeds, then the rate of return… … I’ve heard it can go from 4x to more.”
“But the chances of failure are pretty high. Isn’t that why stocks, which are limited investments, were created? Because the amount of investment is so large, it’s scary to do it alone, and it’s a shame not to do it.”