Episode 12 03. Meeting with a goldsmith (6)
To deceive customers based on the credibility and trust that you have regarded as your life.
It was really a novel yet fun idea.
‘exactly… … That’s not wrong. If people believe in me, they will think that the gold coins I have entrusted to me will be fine.’
Carter couldn’t help but nod his head involuntarily.
“I heard that you are right.”
I agree, but there was something more skeptical than that.
“But how did you come up with that idea?”
“It suddenly occurred to me. What do you think of me?”
It was a pretty daunting proposal.
It was surprising, however, that the person who proposed the proposal was not even a goldsmith, but a 15-year-old boy.
“Actually it is. There are not many goldsmiths in Lyon like you. But I didn’t like doing business like that. I was afraid that the customers who had deposited my gold coins would come and claim all the gold coins.”
It seems that not all goldsmiths are cowards like Carter.
It seems that there are goldsmiths who do business with the guts of Rockefeller.
Rockefeller thought about this.
‘Looks like some guys have gone one step further than here. Not everyone is the same.’
The loan business of goldsmiths also had its own development process.
Here, Carter’s method of lending only his own money was the most primitive.
And the next step, as Lyon and Rockefeller have suggested, is to sneak up on the customer’s money.
‘The goblin bank, which is called a bank here in its own way, is not much different from the goldsmiths who are loaning money in Lyon. At best, it must be a form of profit by lending money to customers.’
For Rockefeller, who majored in economics, it was a game of money at the level of children’s pranks.
‘People here know no real deception. A real deception.’
“How are you now? Do you have any plans to do it?”
Carter seemed to be a little confused.
He had greed, but the problem was his timid personality.
“I have to be drawn to… … .”
“Did you even smuggle with me? Isn’t that person too timid?”
“It’s trafficking like that, so it doesn’t really matter because it’s not a big deal anyway, but if this goes wrong once, it’s a matter of destroying all the foundations I’ve built so far, so I can’t make a decision easily.”
If I had the guts to secretly lend customers money, I would have done it sooner.
Rockefeller’s inability to make decisions easily gave him some idea of his timid personality.
‘I’m not greedy, but it seems that I’m still afraid.’
Rockefeller decided to come up with a trick.
Anyway, the end of this conversation was to prove his worth to him.
And the result was a job.
‘Then you can do this. It’s me anyway, because my original purpose was to go under that person.’
“Then how about this?”
When Rockefeller tried to suggest something, Carter questioned it.
“What do you mean?”
“I will go under you. What do you think of this?”
“What? You’re coming under me?”
It wasn’t that he didn’t have a job, but he wasn’t too busy to have an assistant in a small estate.
“Would that be a bit difficult? Why would I use you as my assistant, whom I am not so busy with and do not even know well?”
“The reason you can’t do what I suggested is because you’re in trouble later, right?
“Then I will take responsibility for it. Then can you use me as an assistant?”
It was an unexpected offer.
You’re going to take full responsibility for it.
“what? What did you say now?”
“It’s literally what I said. I will take responsibility.”
“Are you going to take responsibility for everything?”
“Yes, then, even if there is a problem later, you can sell me to you, right? It’s okay if you catch him because he doesn’t know anyway.”
There was nothing wrong with Carter as long as he could avoid responsibility.
As Rockefeller said, if you secretly lend your customers’ gold coins, your interest income will increase several times compared to now.
‘If you don’t just lend out the gold coins you have now, but even lend the gold coins to customers you can’t touch without anyone knowing, your interest income will double than it is now. If that’s the case, it won’t hurt to use one assistant… … .’
No matter how much I hit the calculator in my head, it was a business that remained.
So, of course, from Carter’s point of view, there was no choice but to question it.
“It’s fine for me, but from your point of view, do you really need to do that?”
Then Rockefeller started reciting the prepared answers as if waiting.
“mister. As the head of the family, I have four younger siblings that I have to take responsibility for right now. Wouldn’t it take a lot of money if you had to feed all your brothers and sisters? I can’t guarantee how long I’ll be able to do what I’m doing now, and if I can find a job here, I’d be very welcome.”
Carter didn’t even argue about it, because the reason he wanted to work was understandable.
Instead, there was something else to worry about.
“Still, that’s what’s going on here. It’s something no one can do. You have to be able to read texts and books, and especially you need to know how to do arithmetic. It’s a job with gold coins, so there are a lot of secret calculations.”
Even though the lord was black-eyed, not everyone was literate just because he was a commoner.
What’s more, it was even more so for reading books and knowing how to count.
But Rockefeller was different.
He had already been prepared.
“If that’s the case, don’t worry too much. My father was a tax collector, right? So what did the collector’s son learn?”
“Oh my gosh. Do you even know how to count?”
“I can solve simple mental arithmetic or complex calculations without any problems. Or would you like to try it?”
Carter posed a simple question whether Rockefeller knew real arithmetic.
It was a problem that could not be dealt with without some education, but Rockefeller solved them so easily.
And that too with simple mental arithmetic.
“her… … That’s amazing. I didn’t know you were such a genius.”
“I am not a genius. I just learned a lot.”
“Are you learning this much? Where did you learn it?”
“You said you learned it from your father.”
“Did that person learn this far? but… … I heard he was from the Academy.”
Contrary to what Carter initially feared, Rockefeller was well on his way to becoming an assistant.
No, it wasn’t that it wasn’t enough, it was rather full.
‘I don’t think there’s any problem with using it as an assistant… … .’
“Are you confident that you will take responsibility if there is a real problem?”
Rockefeller smiled secretly, showing his confidence.
“I assure you, it never happens that you worry about it. Did your uncle do that earlier? Until now, customers have never come to visit one day at a time to retrieve their gold coins. But will I have a problem?”
“It should be… … .”
“You have nothing to take responsibility for in that matter. If you have any problems, pass them all on to me.”
In Banco’s work, where numerous gold coins were exchanged, the honesty and trust of the workers came first.
Carter was a bit reluctant to have an unfamiliar person as his assistant, as nothing unpleasant should happen, but his greed was never small enough to defeat Rockefeller simply for that reason.
“good night. Your situation is pitiful, and I am also not greedy for money, so let’s try this from a mutually supportive position. Instead, if I run into any problems while doing what you suggested, I’ll keep it ignorant. Because that’s why I hired you when you don’t need it.”
When Rockefeller was quite excited about getting a job.
Carter began to pay attention to him in a different serious way than ever before.
“And that’s it. This is something you should definitely keep in mind, but you shouldn’t ever have anything unsatisfying about helping out here. i mean At the end of each day, he counts all the gold coins traded that day one by one and writes them down in his ledger. He’s that meticulous, so there’s never going to be any money leaking. If there is such a thing, we can reasonably suspect that the culprit is you.”
Rockefeller then decided to tell him about the trust and trust the Los Medici family had built up over the years to give him trust.
“Uncle, my grandfather was a doctor who healed the sick, and my father was also a sincere tax collector who never caused trouble while working for the lord. But with such a wonderful grandfather and father, would I dare to fool around here?”
Like a goldsmith who deceives customers on the basis of credit and trust, Rockefeller gave him confidence by citing the trust and trust the Ross Medici family had built up.
“Of course, I have been involved in smuggling for a while because of the problem of living right now, but I would never have touched such a thing if I hadn’t really worried about starving to death.”
Hearing Rockefeller’s words, Carter thought for a moment, then smiled and extended his hand to him.
“Let’s do better in the future.”