Episode 56 15. The Birth of a Deposit (3)
Carter began to walk through the store with an anxious expression on his face.
Countless mercenaries came to his store today to the extent that he did not know how many mercenaries had already been there, exchanging the IOUs for gold coins.
“I have already lost 1,000 talents today alone. Do you know?”
Rockefeller, who was nearby, nodded his head in agreement at Carter’s words.
“Yes, I am looking at the ledger. It’s not right now, but I think it will be dangerous after a while.”
“This looks like a really big deal. Right now, we don’t have enough gold coins to give to the mercenaries here. He even loaned me gold coins that I didn’t have.”
Inside the estate and in the mercenary camp, deeds of loan secured by gold coins that Carter Banco did not actually have were circulating around.
Fake money printed by Carter Banco for interest income is circulating in the market.
And if those IOUs were gathered at Carter Banco at once, Carter Banco had no choice but to close on that day.
This was because Carter Banco didn’t have enough gold coins.
“If people find out that we don’t have enough gold coins, isn’t it really a big deal then?”
Unlike Carter, who showed a worried look, Rockefeller’s expression was simply calm.
“Of course it is.”
“No, don’t be like that, shouldn’t there be some kind of countermeasure?”
“There are measures, of course.”
Then Rockefeller smiled, and Carter looked embarrassed.
“Are there any countermeasures?”
“What measures? Are you saying that you can prepare enough gold coins for the country where all the mercenaries are leaving right now? I can’t get the gold coins I lent to the lord back right away.”
“Mister Carter, I’m going out with Joshua for a moment.”
“Are you going outside? in this country now? Where the hell are you going?”
“I’m running out of gold right now, so I’ll have to go to a place where I can get them, right?”
Rockefeller, who was smiling brightly, called out Joshua, who was working gold coins in the shop.
“Joshua, let’s go somewhere with hyung.”
“where? Where are you going all of a sudden?”
“It’s a place you know.”
At Rockefeller’s call, Joshua left everything behind and followed him.
Carter, who watched the scene, still sighed deeply, feeling a cold sweat from the unexpected.
‘Where the hell do you get your gold coins from? Where are you talking about borrowing gold coins? But we don’t need to borrow gold coins… … .’
At this moment, Carter imagined the scene where the local residents and mercenaries, resentful at the fact that there were no gold coins, came to the front of his store, throwing out their IOUs, which were now nothing more than scraps of tissue, and rioted.
It will truly be a nightmare moment.
‘please. Nothing should have happened.’
Joshua followed Rockefeller out of the store and spoke to Rockefeller ahead.
“Rockefeller, where are you going now?”
“church? Why is the church?”
Carter Banco’s interest business was running smoothly until today.
However, their biggest debtor, the lord, was replacing the interest debt that had to be paid in gold coins with his deed of borrowing, and also because of the end of the totem war, the beer business for the dwarves was no longer the same as before, so Carter Banco had gold coins to manage. was somewhat lacking.
‘Business is going very well. The problem is that we have to get over this hurdle somehow.’
Even if the lord had faithfully paid off the interest debt with gold coins, Rockefeller would not have visited the church today.
There were so many debts that the lord had to repay, and when the lord began to use tricks, that became a problem.
‘You’ll need quite a few gold coins. Not one or two people, but a lot of people want to convert our IOUs into gold coins.’
Even if you do a rough calculation, Carter Banco was running out of gold coins to give them.
So, to overcome this, Rockefeller even thought about the gold coins the church had.
If I could bring those gold coins, I could have solved the immediate problem very easily.
As they arrived at the church, Rockefeller and Joshua saw a field of barley and hops that had not been as vibrant as before.
‘It looks like the war is over. A place that used to be so busy becomes so leisurely.’
Going inside the church, Rockefeller was able to meet Leo, the fourth of the Los Medici family, without difficulty.
“Brother Rockefeller. Joshua brother also came with us. What did you come here for?”
It was not new to meet Leo as the church visits every weekend, but meeting the younger brother who lives apart was very enjoyable for them.
After greeting each other lightly, they were led by Leo to the place of the priest.
“That’s what happened to your brothers.”
“So, to meet with Priest Peter. Perhaps you will be happy with our offer.”
“Perhaps it will. Priest Peter likes Brother Rockefeller and Carter Banco.”
Leo was able to think of Priest Peter, who had recently gotten deeper into the water.
‘Recently, your expression has darkened. Because the beer business isn’t what it used to be.’
Leo thought that the reason for his darkened face was that he was worried that the finances of the church would be as difficult as before when the beer business he had with the dwarves did not go well.
‘Please, everyone should have good results.’
Rockefeller and Joshua were guided by Leo and could meet Priest Peter without much difficulty.
When Rockefeller came with his third brother, Priest Peter greeted them with a smile, as always.
“Come on, sit down.”
Rockefeller, who was seated like that, quickly noticed that Priest Peter’s expression was not the same as before.
It was obvious without even asking why.
The beer business is not what it used to be.
“Have you had anything bad lately?”
“Is it bad? No, there is no such thing.”
“You don’t look good.”
As Rockefeller broke his luck, Priest Peter let out a deep sigh, as if he had been waiting.
“Whew… … As you know, the beer business is no longer fun. The dwarves don’t want to do business with us anymore. It looks like you have no regrets when you leave.”
“It has to be so. Once the war is over. Dwarves will no longer be thirsty for beer here. When you return to your home country, you can get beer anywhere.”
“In the past, it was good to do business with guts. It was all thanks to you back then.”
“I miss those days too. It was a great time for me and the church here.”
Rockefeller made an unexpected proposal to such a priest.
“There, Priest Peter.”
He glanced at him, and Rockefeller began to repeat.
“If you are having trouble with the church’s finances, we would like to make a suggestion that will help the church from our level… … What do you think of this?”
“Do you have any suggestions that might help us?”
At those words, Priest Peter could immediately rejoice.
“Are there any other good business items? Is there such a thing?”
Priest Peter’s expectations were higher than expected, as there were only good things to do with Rockefeller.
To such a priest, Rockefeller continued speaking with an implicit smile.
“I can’t say this is a good business item, but seeing the Priest who has recently grown deeper, my heart hurts so much. So, I thought on my own to see if there was anything I could do to help the church.”
“Thank you so much for saying that. So what kind of proposal do you want to make?”
At that question, Rockefeller began to tell him what he had in mind.
“It’s not a big deal. However, the gold coins playing in the church feel a bit disappointing.”
“Did you feel sorry for the gold coins here?”
All profits from the beer business related to the Dwarves were shared between Rockefeller and the Church.
In addition to the gold coins, there must also be gold coins that have been donated to the church so far, and Rockefeller was discussing the gold coins.
“Yes, I don’t know if it’s because I have an occupational disease. He’s the type of person who can’t see where the big money is.”
“Hmm… … .”
No matter how much he was called a benefactor of this church, the priest couldn’t see a person who coveted the church’s gold coins.
“I’m already worried about what you’re going to say. It’s better not to say anything useless here for nothing.”
As the priest’s expression hardened, Rockefeller laughed and tried to break the tense atmosphere for a moment.
“Haha, I don’t mean that. How could a person like me covet the heavenly church property? I just want the gold coins here to be used for something more meaningful.”
“What exactly do you want to tell? No matter how much I listen, I don’t know your intentions.”
The priest continued.
“I am not trying to covet gold coins here, so what are you talking about gold coins here? It is the property of the church that should be turned off even if it is not paid attention to.”
“The property of the church is, of course, the property of the church. But if you entrust the property to our Carter Banco, we’ll pay you 3% monthly interest.”
As soon as those words came out, Priest Peter’s face changed drastically.
“Well, what did you say now? Are you going to give the world 3% as interest income?”
Rockefeller was still smiling.
“Yes, if you leave the church gold coins in our Carter Banco, we will give you 3% of the gold coins you deposit every month as interest income. It’s also great for the church.”
The priest still had a suspicious face.
“normally… … Aren’t you taking a fee in the name of gold coin storage fee?”
“Yes, that’s right. But that’s a thing of the past. We, Carter Banco, are getting bigger every day. It is all the grace of the church.”
Rockefeller hoped the priest wouldn’t know the details of the incident.
Even if the deposit interest is 3% anyway, if you calculate the loan interest rate of 6%, Carter Banco would unconditionally gain 3% of the profit.
However, since it was a very unconventional proposal that thoroughly broke the precedent, Priest Peter did not even think about such a detailed story.
They’re just excited about being able to earn interest like Banco.
“Then, isn’t it the right thing we should have to repay that kindness?”
“Jeong, really. Does this mean that if we leave our gold coins in Banco, we get 3% as interest income? So, if you entrust 1,000 talents, you will get 30 talents every month. And in 12 months, that’s 360 talents.”
Rockefeller smiled more deeply at that question.
“Yes, you are what you thought. The priest simply does nothing and takes 3% of the gold coins entrusted to us each month as interest income. Then you won’t have to work hard, and you won’t have to worry too much about the church’s finances in the future.”
“haha… … you. He was a great man. Do you even do that for our church? You don’t even get paid for storing gold coins, and you’re even trying to pay interest. Will John leave you alone? A benefactor from a church like you must go to heaven unconditionally.”