The Founder of the Great Financial Family chapter 130

130 Episode 30. People Who Don’t Know Fractions (2)

Rockefeller’s suggestion made Sam ponder, and he spoke up.

“Then, when the loan is fully repaid, can you take the name of the mansion back?”

“of course. But until then, we have to hold the title.”

Sam, who wanted to invest in real estate, immediately agreed.

Other than that, there was no answer.

“All right. Then I will take the house as collateral and get a loan.”

“It’s a good choice. I wish you good luck with your real estate investment. Wouldn’t that be good for both of us?”

There were people watching their conversation silently from behind.

It was Bell and Bob who were feeling a bit of a stomachache.

The two had a lot to feel about Sam, who even bought a mansion through a loan.

Good guys say they’re good no matter what they do.

The little boy who used to be a shoe shiner is now going to buy the mansion.

‘He said he’s doing well, and it looks like he’s doing really well.’

‘It feels like yesterday when you were working for me in the past. When did you grow up like that?’

After a while.

Bell came out of the banco shop and opened his mouth to Bob.

“Sam seems to be doing very well. I’ve heard rumors… … .”

Bob immediately responded to Bell’s words.

“I will. He said he made a lot of money by investing in trade ships. It’s different from the carriage. How can commoners like us cross six wagons? It’s a no-brainer.”

“By the way, it seems that investing in a mansion makes some money? I am a beginner.”

What do you do with money?

I don’t even have the energy to invest in the first place.

“What would you do with that money? Not even a penny or two there. It’s a different world anyway. We don’t have to care.”

“That’s right, but… … Rather than that, the shoe shiner Sam made a fortune in one day. The real world is something you don’t know even if you know it. Who knew Sam would be like that?”

The two of them came out and saw a hex wagon stopped in front of the store.

The wagon, drawn by six well-fed horses, looked more glamorous and expensive than Bell’s.

Bell saw the hex wagon that was supposed to belong to Sam and felt his wagon getting smaller and smaller.

‘Standing with me makes my carriage look shabby. That’s not cheap either… … .’

“Come on, let’s go… … . If I stayed here, I would only regret my life.”

Bob quickly agreed with those words.

“Let’s do it. What would you do if you were here? I’m going to die of envy anyway. I should be fine too… … .”

So after a few days

An unexpected visitor came to Rockefeller’s shop.

Lou was a man who had previously borrowed money from a Rockefeller store to buy a carriage.

He was motivated by the purchase of a carriage similar to his own by the clothing store owner, Bell, and came to purchase a larger carriage.

“Where did the Rockefeller Ball go? I want to have a quick conversation about the wagon loan.”

Secretary Ellis hastily summoned Rockefeller to meet him.

Facing Rockefeller, Lou hastily inquired about the loan.

“I want to get a loan and change it to a bigger wagon than the one I have now, is that possible?”

The only carriage he rode was a chariot drawn by four horses.

It was a rather burdensome wagon for common people to ride, and the maintenance cost was also quite expensive.

When he tried to switch to a better wagon, Rockefeller naturally questioned it.

“No, you came here the other day and got a loan for something related to the wagon. Are you going to change the wagon again? It seems that time has passed.”

To that, Lou, the owner of the general store, responded.

“No, well. How long has it been since I chose the quadruped? Dogs and cows are all driven by quays, so I will not be able to drive them because I am shy.”

Rockefeller couldn’t help but smile softly at that.

When ordinary commoners were allowed to borrow wagons, they began to ride quadrupeds that did not fit even in a fraction of a second.

Where is that?

Some commoners with decent wages and credit have moved to bigger houses or started building new ones other than wagon loans.

All with money borrowed from Banco.

Lu’s words continued.

“I was trying to understand if I had one or two around. When I saw that Bell, who was selling next door, was also changed to a four-wheeled carriage, I thought that this was not a good thing. I’m better off than Bell, so why do we have to ride the same wagon?”

It was fortunate that I could even buy a house with a banco loan.

But wagons were only expensive consumables.

It is a luxury item that also costs a lot to maintain.

“And these days, it seems that the Cadillac is too much. So, if I can get a loan, I want to change it to a hex wagon. How could it be possible?”

“That’s right.”

If you are a good person, it is correct to not recommend a loan to him, but to ‘know your subject first’.

But Rockefeller had no intention of doing so.

‘Even if I stop, that person will go somewhere else to get a loan.’

If so, wouldn’t it be better to have them borrow from their own banco rather than send them to another banco?

‘I want to ride a hex wagon like that, but I have to dry it.’

“good. Let’s take a look at the ledger first. We need to see if additional loans are possible.”

Lou said at that point.

“I’m thinking of selling what I used to ride. It only comes out to a certain extent.”

“Then you will have some damage?”

“Of course, you have to endure that. I am not going to drive two wagons.”

Rockefeller, who checked the books, his credit, and even the status of his punishment, informed him that he had some leeway.

“Looking at the ledger, it seems possible enough.”

But as I said that, I had a thought.

It’s a loan, of course, but does that person plan to live in a wagon in the future?

Otherwise, the six wagons would have become too much of a wagon for that person’s ability.

“By the way, are you really thinking of buying a hex wagon? A little… … It looks like a bunch.”

Then, the general store owner, Lou, responded with a smile.

“If I can’t afford it, I’m going to sell my house and make a living there. After the prom, everyone goes back in a carriage. Now that I can’t have fun with the four wagons, why not have the fun with the six wagons? ha ha ha!”

Even if he went crazy for the ball, he looked like he was crazy.

After all, how can women who come there know the wealth of a man they have never seen before?

Even if it’s an expensive wagon, I’d make a guess with it.

‘It’s important to look outwardly. Especially the carriage is something that ordinary people can’t even afford.’

“That’s right. But keep that in mind. This will be your last loan. More than that would be unreasonable, so please think carefully.”

Lou, who didn’t listen, was excited to change the carriage today.

‘Good. I’m sure I’ll have some fun starting today. Now I am a man riding a hex wagon.’

I’m thinking of going to the ball by riding the hex wagon.

Lou was excited and wanted to do a shoulder dance.

“Whatever the carriage is, I like it to be pulled by six horses. And these days, women have high eyes too, so it’s hard to attract them with a horse-drawn carriage. not so The secretary girl over there?”

When Lou asked Ellis who was with Rockefeller, she just laughed.

After a while.

Lu, who has taken out a loan, is excited and let’s go.

Elise, who was looking at Lou with pity, asked a nearby Rockefeller.

“It seems to me that he is trying to turn off the excessive wagon… … Wouldn’t that be unreasonable?”

Rockefeller responded to that.

“Of course it would be rude. From my point of view, quad wagons are sufficient, but I thought that going to hex wagons would not be a little bit. That would probably make a normal life difficult.”

“Are you still giving me a loan?”

“That’s it.”

Rockefeller looked at her and smiled broadly.

“It’s my intention, too. From the very beginning, when we first introduced the wagon loan, we were fully expected that this would happen. To be honest, it must be true that the product was released on purpose.”

As Ellis looked at him curiously, Rockefeller continued.

“People want houses and wagons that don’t even fit my fountain. This will be the case for most people. Some might say no, but unless you own a house and a wagon without a single loan, they’re wrong. And we secretly help them with their greed. A very good product, a loan.”

Elise questioned.

“Is that really a good thing? It must come back as a burden to them, right?”

“Of course, it will come back as a burden. But even that is only their choice. We just helped with that, so you shouldn’t blame us for that.”

Rockefeller asked.

“Rather than that, don’t you think that people like us made them happy?”

“Are you happy?”

Alice thought of him leaving.

His face, which had a smile on his face at the thought of riding in a four-wheeled carriage, was still good.

‘I’m sure you’ll regret it later… … .’

“He looked good when he left.”

Rockefeller smiled with satisfaction.

“That is enough. After all, didn’t they buy immediate happiness with their future value as collateral? We just helped with that. That’s it.”

After that, Elise asked another question.

“The more people like that, the more money Rockefeller will make, right? Aren’t you going to give me a loan until you’re really out of line?”

“you’re right. If the loan collection is successful, I will also make a lot of money by fulfilling their desires without knowing it.”

Rockefeller continued.

“What I started right after integrating the two banco alliances this time is the expansion of the loan business. You may not know that the main source of income for Banco is the loan business, right?”

“Yeah, but I didn’t know you’d do it this way. I beg you to lend too aggressively… … .”

“House and carriage. It’s a must for people. However, they are expensive and cannot be easily achieved. So that’s where I got into this part. After all, people will need a loan unconditionally to buy those two. And even if we can do it without our help. You will not be able to easily suppress that desire that is within you.”

Alice didn’t know about that desire.

“That desire doesn’t fit the fountain… … Are you saying that?”

Rockefeller replied with a smile.

“Yeah, people really like things that don’t fit into fountains. Even if you can buy a house without our help, you will definitely want to live in a bigger, better, and better area out of that person’s greed. But in many cases, this is difficult to achieve without a loan.”

In conclusion, it was the sound of taking a loan no matter who it was.

“I will lend them as much money as they can afford. Then they will continue to work to pay off the debt. This is unavoidable because he wanted things beyond his own fraction. It was their choice.”

Alice suddenly thought of this.

Wouldn’t it be easier to live in the world if someone knew exactly what my fractions were?

“But it would be a little different for anyone who knew the fountain, wouldn’t it? Wouldn’t that person have little or no debt so he wouldn’t just keep working?”

Rockefeller did not deny it.

“you’re right. Such a person would be quite free.”

Rockefeller continued.

“But there are very few people like that in this world. Most people probably have debt. And you will work hard to pay off that debt for the rest of your life. After all, they work like slaves for the rest of their lives because they want something out of the ordinary.”

As Rockefeller emphasized, he raised his index finger.

“And we make money thanks to people who don’t even know that fraction. As much as they make loans, it comes back to us as profits.”